Pension contributions

Guidance on how much you pay to be a member of the LGPS, signing up for the 50/50 section, opting back in to the MAIN section

Contribution rates for the MAIN section

The 2025/2026 employee contribution rates within the MAIN Section of the LGPS are detailed below. These should be applied for the period from 1 April 2025 to 31 March 2026.

Employee contribution bandings 2025/2026
Band  Salary Range

Contribution
Rate

MAIN Section

1 £0 to £17,800 5.5%
2 £17,801 to £28,000 5.8%
3 £28,001 to £45,600 6.5%
4 £45,601 to £57,700 6.8%
5 £57,701 to £81,000 8.5%
6 £81,001 to £114,800 9.9%
7 £114,801 to £135,300 10.5%
8 £135,301 to £203,000 11.4%
9 £203,001 or more 12.5%
Employee contribution rates 2026/2027

The 2026/2027 employee contribution rates within the MAIN and 50/50 Sections of the LGPS are detailed below. These should be applied for the period from 1 April 2026 to 31 March 2027.

Employee contribution bandings 2026/2027
Band  Salary Range

Contribution
Rate

MAIN Section

Contribution
Rate

50/50 Section

1 £0 to £18,400 5.5% 2.75%
2 £18,401 to £29,000 5.8% 2.9%
3 £29,001 to £47,300 6.5% 3.25%
4 £47,301 to £59,800 6.8% 3.4%
5 £59,801 to £84,000 8.5% 4.25%
6 £84,001 to £119,100 9.9% 4.95%
7 £119,101 to £140,400 10.5% 5.25%
8 £140,401 to £210,700 11.4% 5.7%
9 £210,701 or more 12.5% 6.25%