Combining your LGPS benefits

If you elect to keep your benefits separate, the deferred benefits will increase annually in line with inflation (currently in line with the Consumer Prices Index). 

The increase is calculated in line with the CPI index based on the 12 months to September 2025.

As the September 2025 CPI was 3.8%, deferred pensions increased by 3.8% from Monday 6 April 2026.