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Thinking of Joining

What are the benefits of joining?

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Members of the Local Government Pension Scheme (LGPS) receive an excellent range of benefits. The Scheme is set out in regulations and is very secure. As a Career Average Revalued Earnings (CARE), defined benefit pension scheme, the LGPS is considered to be one of the best pension schemes in the country.

A summary of the Benefits

  • A retirement pension payable for life;
  • A retirement pension that increases each year in line with the Consumer Prices Index (CPI);
  • An option to purchase additional tax-free cash by converting part of your annual pension;
  • An option to purchase additional annual pension
  • A death grant equal to three times your annual pensionable pay in the event of your death in service;
  • A pension payable to your husband, wife, cohabiting partner or civil partner in the event of your death;
  • Pensions payable to your eligible children;
  • A pension payable immediately if you retire due to permanent ill health;
  • Your employer contributes towards the cost of your pension;
  • You receive tax relief on your contributions - you pay less tax;
  • The option to decrease your monthly pension contribution.

Berkshire Pension Fund

Royal County of Berkshire Pension Fund, Minster Court, 22-30 York Road, Maidenhead, Berkshire SL6 1SF. Tel: 0845 602 7237

Or for further information, please use our online form.